Were you recently
in an accident?
Maintaining a clear headspace after getting into an accident can be tough. But it’s important to obtain all necessary information and follow the right steps to ensure the rest of the process flows as easily as possible.
If you’re in an accident, stop your car.
This is a legal obligation. NEVER drive away from the scene of an accident. Even if you don’t have any damage to your car, always stop and examine your car and any other cars involved in the accident.
Call the police.
No matter if the accident is minor or serious, you should always contact the police. A legal accident report may be needed for your insurance claims depending on your company. Give the officer an accurate report of what happened, and ensure the other party’s account is accurate as well.
Collect information from all involved parties.
To file an insurance claim, you’ll need information about what happened, the other driver’s contact information, and the other driver’s insurance information.
Here’s a helpful list to ensure you have all the necessary information:
- Date and time of the accident
- Address of the accident
- Description of the direction you and the other driver were traveling in
- Photos of the scene
- Any notes you can jot down about what happened, driving conditions, etc.
- Witnesses and any contact information
- Name, badge number, and contact information of police officers who were at the scene
- Name of the other driver
- Address of the other driver
- Phone number of the other driver
- Insurance company name
- Insurance company policy number
- Vehicle description, make, model and year
- Vehicle registration information
- License plate number
Report the accident to your insurance company.
You should report your accident as soon as possible. Your company may have an app, which makes reporting easy. If they don’t, your agent should be able to walk you through the steps of reporting the accident.
Keep a file of documents.